A Fintech Product Manager leads the development and execution of innovative financial technology products, bridging finance, technology, and customer experience. This role requires strategic vision, regulatory knowledge, and cross-functional collaboration to deliver impactful solutions in a fast-paced environment.
A Fintech Product Manager is a critical role that drives the development and scaling of innovative financial technology products and services. This role sits at the intersection of finance, technology, and customer experience, requiring a unique blend of strategic thinking, deep domain expertise, and execution skills.
Here is a comprehensive job description template:
Job Title: Product Manager, Fintech
Location: [City, State/Country - e.g., New York, NY] Department: Product Development Reports to: [Director of Product/VP of Product]
About the Role
We are seeking an experienced and entrepreneurial Product Manager to own the vision, strategy, and execution for [Specify Product Area, e.g., our B2B payments platform, consumer lending application, or regulatory compliance tools]. The ideal candidate is passionate about financial technology, deeply understands the complexities of the regulatory landscape, and thrives in a fast-paced, data-driven environment. You will be responsible for defining and delivering products that solve real customer problems while driving significant business growth.
Key Responsibilities
1. Product Strategy & Vision:
Develop and champion a clear, compelling product vision, strategy, and roadmap for your product area, aligning with the company's overall business objectives and market opportunity.
Conduct market research, competitive analysis, and customer interviews to identify new product opportunities, trends, and compliance requirements.
Define and track key performance indicators (KPIs) and OKRs to measure product success and inform future development.
2. Product Development & Execution:
Own the entire product lifecycle from ideation, definition, development, testing, launch, and iteration.
Write detailed user stories, requirements, and acceptance criteria in collaboration with UX/UI designers and engineering teams.
Prioritize the product backlog effectively, balancing customer needs, technical debt, and business impact.
Work closely with Engineering and Design teams using Agile methodologies to deliver high-quality products on time.
3. Cross-Functional Collaboration & Stakeholder Management:
Serve as the primary liaison between business stakeholders (e.g., Sales, Marketing, Operations, Finance) and the technical development team.
Partner with Legal and Compliance teams to ensure all product features adhere to financial regulations (e.g., KYC, AML, PCI-DSS, GDPR, etc.) across relevant jurisdictions.
Develop the go-to-market strategy, working with Marketing and Sales to drive product adoption and success.
4. Data Analysis & Optimization:
Utilize data analytics tools (e.g., SQL, Google Analytics, Amplitude) to monitor product performance, user behavior, and business outcomes.
Design, execute, and analyze A/B tests to optimize user flows and feature effectiveness.
Be the expert on the customer, constantly gathering and analyzing feedback to drive continuous product improvement.
Qualifications
Required:
Bachelor's degree in Business, Finance, Computer Science, Engineering, or a related field.
Minimum of [3-5]+ years of experience as a Product Manager, with a significant focus in the Fintech, Payments, Banking, or Financial Services industries.
Proven track record of successfully taking complex software products from concept to launch and scale.
Strong understanding of financial services technology, including core banking systems, payment infrastructure (e.g., ACH, FedWire, Visa/Mastercard), or trading platforms.
Familiarity with financial regulations and compliance frameworks relevant to the industry.
Excellent written and verbal communication skills, with the ability to articulate complex technical and financial concepts to both technical and non-technical audiences.
Expertise in Agile/Scrum development methodologies.
Preferred (Nice to Have):
MBA or Master's degree in a quantitative field.
Experience with [Specific domain, e.g., Blockchain/Crypto, AI/ML in finance, API products for developers].
Proficiency in data analysis tools (e.g., SQL, Python) for extracting and manipulating data.
Experience managing global or multi-jurisdictional products.